Asset & Equipment Finance for UK Businesses
Exempt asset finance built for UK incorporated businesses—companies and LLPs only. Credicorp provides tailored lending for equipment, vehicles, and commercial assets.
Access short‑term asset and equipment finance for UK businesses through a lender that only works with limited companies and LLPs. We structure your facility to match your asset’s productive life and cash‑flow cycle.
How asset finance works for exempt businesses
- Your corporate entity is the borrower. Personal guarantees are not required; your facility offer will specify any security.
- Short‑term facilities typically mature within 3–12 months, matched to your asset's productive life—so repayment cycles align with cash flow.
- Once your asset is approved, funds are released directly to your business account—no delays.
- Repayments are deducted automatically from your nominated business bank account.
Need a different type of financing? Compare business credit or invoice finance.
Fast, Clear Process
- Complete the online application
- Verify your company identity
- Access your Credicorp Hub account
- Submit your specific asset details
- Funds released within 1–2 business days of final approval
What you can finance
Credicorp finances productive assets used in business operations. Specific asset eligibility is confirmed during application.
Commercial Vehicles
Vans, trucks, HGVs, specialist fleet.
Plant & Machinery
Lathes, CNC, presses, industrial tools.
IT & Office Equipment
Servers, workstations, security systems.
Specialist Equipment
Medical, laboratory, hospitality, trade‑specific kit.
Revenue‑Generating Assets
Business‑critical assets that generate revenue or support operations.
Individual Assessment
We assess each request individually; Credicorp reserves the right to decline certain asset classes. If unsure, discuss your specific need with our team.
Why choose Credicorp for asset finance
- Built purely for exempt business lending – we only lend to limited companies and LLPs.
- Fast, clear decisions – typical application‑to‑funds timeline measured in business days.
- Your support team is available throughout your facility – direct communication via your Credicorp Hub account.
- All fees and repayment schedules agreed upfront – no hidden charges.
- We assess your ability to repay based on your accounts, trading history, and facility request – responsible lending is central to our approach.
Already a customer? Manage your facility in Credicorp Hub.
Exempt Business Lender
Credicorp’s lending falls under the exempt‑business‑lending exemption (Articles 60B and 60L of the FSMA Regulated Activities Order 2001). We lend only to UK limited companies and LLPs – this is not consumer credit.
Frequently Asked Questions
Is asset finance regulated by the FCA?
Credicorp’s lending falls under the exempt‑business‑lending exemption (Articles 60B and 60L of the FSMA Regulated Activities Order 2001). We lend only to UK limited companies and LLPs – this is not consumer credit.
Do you require a personal guarantee?
Personal guarantees are not required for a corporate facility; security will be specified in your facility offer.
What terms are available?
We offer short‑term facilities tailored to your business needs. Once verified, you’ll see a bespoke facility offer inside your Credicorp Hub – rates and terms reflect your creditworthiness and asset class.
How do I apply?
Start by completing the online application form. After verification, you’ll gain access to your Credicorp Hub account, where you can view your available facility and submit a specific asset‑finance request.
Ready to finance your equipment?
Apply online for exempt asset finance – built exclusively for UK limited companies and LLPs.