Late repayment can cause serious money problems. Help gyda thaliadau.

Credicorp is becoming CreditCorp. Same team, same lending — a clearer name. Read what’s changing

Credicorp Slice — split business bills into instalments, not all at once.

Credicorp Slice splits a one-off business bill — a supplier invoice, a utility bill, a corporation-tax payment, an unexpected repair — into three or four manageable instalments. We pay your supplier in full today. You pay us back across the next few weeks.

Gwneud cais am Slice Sut mae'n gweithio

Pryd mae Slice yn arf cywir

  • A supplier wants paying in 7 days Stock is in the door but your customer has 30-day terms. Slice covers the gap so the supplier ships the next order on time.
  • A quarterly VAT or PAYE bill HMRC wants the lump on the 31st. Slice splits it over the following three to four weeks so you do not eat your buffer.
  • Mae offer wedi torri ac mae angen iddo fod yn ôl heddiw A van, a fridge, a printer. Pay the repairer in full today, spread the cost over three to four weeks.
  • Adnewyddiad cyfleustod neu yswiriant Annual premium due in one hit? Slice puts it across the next month so the cash-flow calendar stays steady.

Sut mae Slice yn gweithio

  1. 1. Tell us about the bill

    Apply in about five minutes. You give us the supplier name, the bill amount, the due date, and a copy of the invoice (PDF, photo or screenshot).

  2. 2. We decide same-day

    Mae person go iawn yn adolygu'ch busnes — trosiant, amser masnachu, ymddygiad banc diweddar. Nid ydym yn penderfynu ar sgôr credyd yn unig. Mae'r rhan fwyaf o benderfyniadau'n glanio o fewn diwrnod gwaith, yn aml o fewn oriau.

  3. 3. We pay the supplier in full

    Unwaith y byddwch yn derbyn y cytundeb, rydym yn talu'ch cyflenwr yn uniongyrchol drwy drosglwyddiad banc. Mae'ch perthynas â nhw'n aros yn lân — dim mynd ar drywydd, dim ffioedd hwyr.

  4. 4. You repay us in slices

    Three or four instalments over the next three to eight weeks, collected by Direct Debit on dates you choose. Repay early any time, no penalty.

Y ffigurau, mewn iaith glir

What How much
Swm y bil fesul Slice£50 – £2000
Nifer y rhandaliadau3 or 4
Tymor ad-daluUp to 8 weeks
Ffi Slice6% of the bill (flat, one-off)
Ffi talu'n hwyr£12 (per missed instalment, capped)
Cap cost gyfan100% of the bill (the regulatory backstop)
Gwarant bersonolDim. Mae'r cwmni'n benthyca, nid y cyfarwyddwr.

Worked example. A £600 supplier invoice with a 6% Slice fee costs you a total of £636 — repaid across four weekly instalments of £159. Pay it back early and the unused part of the fee is refunded.

Pwy all ddefnyddio Slice

  • Cwmni cyfyngedig o'r DU neu LLP wedi'i gofrestru gyda Companies House.
  • Trading for at least six months.
  • A director aged 18+ with a UK address.
  • A UK business bank account with at least three months of activity.
  • Mae gan y cyflenwr rydych am ei dalu fanylion banc o'r DU.

Mae Slice ar gyfer treuliau busnes yn unig — anfonebau, biliau, atgyweiriadau, treth. Ni fyddwn yn talu am rywbeth sy'n edrych yn bersonol.

Eich amddiffyniadau

  • Dim gwarant bersonol. Y cwmni yw'r benthyciwr; nid yw'r cyfarwyddwr yn atebol yn bersonol.
  • Cost cap. We will never charge you more than 100% of the bill in total.
  • Mae ad-dalu'n gynnar yn rhad ac am ddim. Talwch yn ôl unrhyw bryd a byddwn yn ad-dalu'r ffi heb ei defnyddio.
  • Os yw arian yn mynd yn dynn, siaradwch â ni'n gynnar. Yr un dudalen Help-gyda-thaliadau ag ar gyfer ein cynhyrchion eraill. Dim llythyrau hawlio cyn i ni siarad â chi.
  • Yn ymwybodol o fregusrwydd. Os yw rhywbeth wedi newid yn eich busnes — profedigaeth, salwch, methiant cyflenwr — mae gennym lwybr ar wahân. Ni chewch eich gyrru i lawr y llwybr casglu safonol.

What is Credicorp Slice?

Credicorp Slice UK is a bill-payment finance product for UK limited companies. You tell us about a business bill you need to pay — a supplier invoice, a tax bill, an equipment repair, a utility renewal — and we pay your supplier in full today. You repay us across three or four weekly instalments. There is a single flat fee and no personal guarantee.

What bills can Slice cover? Any legitimate business expense where you have a valid invoice and a UK-based payee: supplier stock invoices, quarterly PAYE or VAT bills, equipment repair invoices, insurance renewals, utility bills. We pay businesses, not individuals, and the bill must be for your company, not personal spending.

Can you repay Slice early? Yes. You can repay a Credicorp Slice at any time, in full or in part. When you repay early, we refund the unused portion of the flat fee — so early repayment costs you less, not more.

Fframio rheoleiddiol — yn onest am yr hyn yw Slice

Credicorp Slice is short-term unsecured business credit advanced to a UK body corporate (limited company or LLP). Because the borrower is the company, not an individual consumer, the agreement sits outside the scope of regulated consumer credit under Article 60B of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.

Beth mae hynny'n ei olygu i chi: nid yw Slice wedi'i gwmpasu gan y Financial Ombudsman Service na'r Financial Services Compensation Scheme. Ein proses gwynion fewnol yw'r llwybr ar gyfer unrhyw bryder; ar ôl ein hymateb terfynol, mae uwchgyfeirio i'r llysoedd. Rydym yn gwirfoddol yn cymhwyso'r un safonau tegwch ag a gymhwyswn i'n cynhyrchion Business Loan a Credicorp Flex.

Cwestiynau cyffredin

What bills can I use Slice for?

Slice is designed for one-off business expenses payable to a UK supplier or HMRC. Examples include:

  • a supplier invoice where the supplier needs paying before your customer pays you;
  • a quarterly VAT or PAYE bill you would rather spread over the following weeks;
  • an unexpected business repair — a van, a fridge, essential equipment;
  • a utility or insurance renewal due in a single payment.

The supplier must have UK bank details so we can pay them directly. We will not use Slice to pay something that looks personal.

Can I repay Credicorp Slice early?

Yes — you can repay Credicorp Slice early at any time, with no penalty and no fee.

When you settle before the final instalment, the unused part of the Slice fee is refunded. The refund is calculated from the settlement date, so the sooner you settle, the more you get back.

To settle early, sign in to the customer portal, open your Slice agreement, and choose "Settle in full now". The portal shows the exact amount needed on the date you pick.

What is Credicorp Slice?

Credicorp Slice is short-term unsecured business credit that splits a one-off business bill into three or four manageable instalments.

When you are approved, we pay your supplier in full by bank transfer — your relationship with the supplier stays clean, no late fees, no chasing. You then repay us across the next three to eight weeks by Direct Debit, on dates you choose.

Slice is for limited companies and LLPs. It is not available to sole traders or individuals.

How much does Credicorp Slice cost?

Slice charges one flat fee on the bill amount. The fee is shown to you before you sign — no surprises, no hidden costs. If you pay all your instalments on time, the total you repay is the bill amount plus the fee, and nothing else.

The only other charge that can apply is a late-payment fee if an instalment is missed. The amount is shown in your agreement, and the total cost of credit is capped, so you can never pay more than the cap however late a payment is.

There is no charge to repay early — if you want to settle before the final instalment, the unused part of the fee is refunded.

Gweld pob Cwestiwn Cyffredin →

Short-term, side by side

Credicorp Flex vs Credicorp Slice

Two ways to borrow for the short term. Flex is a small revolving facility you dip in and out of; Slice spreads one specific bill over a few scheduled payments. Switch between them to weigh the terms — it’s a guide to help you choose, not a quote.

Credicorp Flex

Cyfleuster credyd cylchdroi bach y gallwch ei ddefnyddio yn ôl yr angen.

Facility size
£50 – £500
How you repay
Draw and repay as you go
Repayment cycle
Every 14 days
Ad-daliad isaf
10% of the balance (at least £20)
Gorau ar gyfer
Recurring, unpredictable cashflow gaps
See Credicorp Flex

Credicorp Slice

Talwch un bil busnes mewn tri neu bedwar rhandaliad.

Bill size
£50 – £2,000
How you repay
3 neu 4 scheduled instalments
Instalment spacing
Every 7 days
Ffi sefydlog
6% of the bill
Gorau ar gyfer
Spreading one specific, known bill
See Credicorp Slice

These are the published product terms, not a lending decision. /apply/ yn cadarnhau faint y gallwch ei fenthyca mewn gwirionedd.

Pethau y dylech eu gwybod

  • Lending is available to UK limited companies, limited liability partnerships, and public limited companies only. We do not lend to sole traders, individuals, or unincorporated partnerships.
  • All applications are subject to status, affordability and credit checks performed against business credit reference agencies. We do not approve every application.
  • We are a direct lender, not a broker. We never charge brokerage or arrangement fees other than the establishment fee disclosed in your pre-contract information.
  • The total cost of credit on any single agreement is capped at 100% of the principal advanced. You will never repay more than double what you borrowed on a single loan.
  • No personal guarantee is required or accepted. The company is the borrower. The director who signs on behalf of the company is not personally liable for the loan.
  • This is unregulated business lending: a body corporate is not an "individual" or "relevant recipient of credit" under Articles 60B and 60L of the FSMA Regulated Activities Order 2001, so the loan is not a regulated credit agreement under that Order. Credicorp Limited is not authorised or regulated by the Financial Conduct Authority for consumer credit lending. Borrowers cannot refer complaints to the Financial Ombudsman Service and are not covered by the Financial Services Compensation Scheme. We operate an internal complaints procedure — please see our complaints policy.

Enghraifft gynrychiadol: A loan of £200 over 30 days at a daily interest rate of 0.25% on the outstanding principal, with a £5 establishment fee, would require a single repayment of £220.00. Total amount payable £220.00. Total cost of credit £20.00.

Yn barod i sleisio bil?

Apply in about five minutes. Most decisions land within a working day. If we say yes, we will pay your supplier directly today.

Gwneud cais am Slice Talk to us first

A new name

Credicorp is becoming CreditCorp

Same company, same team, same careful lending — we’re moving to a clearer name. Nothing about your agreement, your account or how to reach us changes.

Read what’s changing

Press Enter to search  ·  Esc to close