Whit happens gin yer application is declined

Summary: a decline means we couldna approve the application this time — it isna a steekit door.

Yer richt tae human review

Unner Article 22 o UK GDPR, ye hae a richt tae speir a body tae review a decision made bi automatit processin alane. Gin ye speir, the original decision is set aside an a credit reviewer looks at the file frae scratch.

Reapplyin

Ye can reapply. A stranger application usually comes frae clearer bank statements an a soonder tradin history. We wad raither decline kindly an clearly than leave ye guessin.

Scots summary — the hale English version o this airticle is the authoritative ane. Read the hale airticle in English