Business insurance: what a UK micro-business actually needs
Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.
Leugh an stiùireadh →Iasad geàrr-ùine do ghnìomhachasan aoigheachd
Bidh taighean-bìdh, cafaidhean, bàraichean agus taighean-òsta a' coinneachadh ri iarrtas neo-shocair agus cosgaisean àrda stèidhichte. Nuair a thig òrdugh mòr no nuair a bhriseas uidheamachd, feumaidh tu co-dhùnadh luath — chan e ciudha banca sia seachdainean.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
An aithnich thu gin dhiubh seo?
- Tha deireadh-seachdain trang ag iarraidh stocadh suas mus buail an t-airgead an cunntas agad
- Feumaidh fàiligeadh uidheamachd cidsin ann am meadhan seirbheis càradh èiginneach
- Tha gleidheadh dìnneir phrìobhaideach ag iarraidh caitheamh mòr air solaraiche ro làimh
- A' còmhdach thuarastalan ann am Faoilleach sàmhach às dèidh cabhaig na Nollaige
If so, a Credicorp short-term business loan could help you bridge that gap.
Cò an toradh a fhreagras?
Credicorp Business Loan Air a mholadh airson na roinne seo
Gu tric feumaidh gnìomhachasan aoigheachd suim stèidhichte gu luath. Bheir iasad gnìomhachais Credicorp dhut suim shuidhichte air a pàigheadh air ais thar teirm stèidhichte — sìmplidh, gun ribe ath-thionndaidh.
- £50–£500 ann an aon airgead-toisich
- Suidhichte 14–84 -latha de theirm
- 0.25% gach latha de rèidh shimplidh + £5 cìs stèidheachaidh
- Cosgais iomlan cuibhrichte aig 100% den phrionnsapal
- Gun bharantas pearsanta
- A' mhòr-chuid de cho-dhùnaidhean an aon latha obrach
Credicorp Slice — split a single bill
Credicorp Slice is ideal for spreading a specific supplier invoice — food distributor, linen hire, equipment service contract — over 3 or 4 weekly payments.
- Bilichean de £50–£2,000
- Cìs rèidh 6% cìs — gun cho-mheasgachadh
- 3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
- Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Faic a' chosgais airson an roinn agad
Dh'fhaodadh gnothachas hospitality àbhaisteach iasad fhaighinn de £250.00 thar 28 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Cò as urrainn iarrtas a chur a-steach?
- Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
- 6+ mìosan malairt
- Cunntas banca gnothachais làithreach san RA
- Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
- Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
Stiùireadh airson a' ghnothachais agad
Investments for a UK director — the basics, honestly
A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.
Leugh an stiùireadh →UK startup funding guide for founders — no jargon
A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.
Leugh an stiùireadh →Ceistean cumanta
- Can a hospitality company — restaurant, cafe or hotel — apply?
- Yes. Credicorp lends to UK incorporated limited companies and LLPs in hospitality, including restaurants, cafes, bars, pubs and hotels. Sector and location are not pricing factors.
- Do companies in this sector need to provide a personal guarantee?
- No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
- How quickly can a company in this sector get a lending decision from Credicorp?
- Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.