Most popular
Business Loans
A single lump sum, repaid over a fixed short term.
- £50–£500 over 14–84 days
- Weekly or fortnightly repayments
- Cost capped at 100% of principal
- Registered in England & Wales · No. 16093826
- Direct lender — we lend our own money
- AI decision + real underwriter on every application
- Exempt business lender · No FCA consumer reg
£50–£500
Loan amount
14–84
Days to repay
5 min
To apply
Same day
Funding on approval
What we offer
Three ways to fund your company
Pick the shape of funding that fits how your business actually trades. Every product is body-corporate lending with no personal guarantee.
Revolving
Credicorp Flex
A running credit facility you draw from as you need it.
- Draw, repay, draw again
- Only pay for what you use
- Ideal for uneven cashflow
Pay in instalments
Credicorp Slice
Split a business purchase into clear, scheduled slices.
- Spread the cost of a purchase
- Fixed, transparent instalments
- No surprises, no compounding
Simple, by design
From application to funded in four steps
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1
Apply in 5 minutes
Tell us about your company and how much you need. No paperwork, no branch visit — do it from your phone.
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2
AI decision in minutes
Our AI analyses your company in real time. A real underwriter then confirms — not just a black-box score.
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3
See your terms
Clear, fixed pricing with the total cost shown up front. Cost capped at 100% of what you borrow. No surprises.
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4
Funded same day
On approval, the money lands in your company account — usually within hours of signing.
Why Credicorp
Lending built around your company, not against you
No personal guarantee
We lend to the company. Your home and personal assets are never on the line.
A real human decision
Every application is reviewed by a person who looks at the full picture.
Same-day funding
Approved applications are usually funded within hours, straight to your account.
Cost capped at 100%
You'll never repay more than double what you borrowed on a single loan.
Pay early, pay less
You only pay for the days you hold the money, so settling early cuts your interest. An early-settlement charge may apply.
Second chances count
A past blip doesn't rule you out. We look at how your business trades now.
See the exact cost before you apply
Move two sliders — amount and term — and the calculator shows your total repayment and every instalment. No sign-up, no credit check, no surprises.
Representative: borrow £200 for 30 days, repay £220. An early-settlement charge may apply.
£50
£500
14 days
84 days
- You borrow —
- Cost of borrowing —
- Total repayable —
- Weekly payment
- —
- Representative APR
- —
Term
—
Establishment fee
—
Interest charge
—
Total cost has been capped at 100% of the amount borrowed.
Repayment schedule
| Payment | Due | Amount |
|---|
Dates are illustrative, counted from today.
£50
£500
£0
Full limit
1 day
90 days
Interest accrues only on the drawn balance, charged daily. The minimum repayment per 14-day cycle is the greater of 10% of the drawn balance or £20. Paying only the minimum holds the drawing longer and produces a higher APR; the per-drawing 100% cap still binds.
- Amount drawn —
- Cost of borrowing —
- Total for this drawing —
- Minimum repayment
- —
- Representative APR (pay in full)
- —%
Credit limit
—
Drawing period
— days
Establishment fee
—
Cycles to clear at minimum
—
| Pay in full | Pay only minimum | |
|---|---|---|
| Representative APR | —% | —% |
| Total interest | — | — |
| Total repaid | — | — |
| Repayment periods | 1 payment | — |
Pay-in-full assumes a single drawing held for the days above and repaid in one bullet — the cheapest way to use the facility in £ terms. Pay-only-the-minimum simulates actual amortisation if you only pay the £-or-percent minimum each cycle until the drawing is cleared or the 100% per-drawing cap binds. Note: the pay-minimum APR may look lower than the pay-in-full APR because the cost is spread over many more days — but the total £ cost is materially higher. APR is a comparison rate; the £ total is what your company actually pays.
Cost for this drawing has been capped at 100% of the amount drawn.
Repayment schedule (selected pattern)
| Payment | Due | Amount |
|---|
Dates are illustrative, counted from today.
£50
£2,000
- You borrow —
- Flat fee (6%) —
- Total —
- Per payment (— payments)
- —
- Representative APR
- —
The flat fee has been capped at 100% of the purchase amount.
Payment schedule
| Payment | Due | Amount |
|---|
Dates are illustrative, counted from today.
Quick check
How much do you have spare each month?
Drag the sliders to roughly match your monthly money in and money out. We’ll show what’s left over. It’s a guide to help you think it through — not a quote or a lending decision, and nothing you enter leaves your browser.
Roughly left over each month
—
Want to go deeper? Try the budgeting tool or see the exact cost of borrowing in the loan calculator.
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Part of the CM Beyer group
An established UK business lender, group-backed
Credicorp Limited is part of the CM Beyer group, alongside its Australian sister company, Credicorp Pty Limited. It runs a multi-product short-term lending platform — the Business Loan, Credicorp Flex and Credicorp Slice — for UK limited companies, lending to your company, not to you personally, outside FCA consumer-credit regulation (FSMA RAO Articles 60B and 60L).
We are a direct lender that funds business credit with our own money, with applications assessed by our proprietary behavioural-AI decisioning engine and a real person reviewing every one. That is working capital, fast, without directors putting their house on the line.
Not to be confused with the ASX-listed Credit Corp Group or the Peruvian Credicorp financial corporation — Credicorp Limited is a UK business lender registered in England and Wales, part of the CM Beyer group.
Compare products
Compare productsDo I have to give a personal guarantee?
No. We lend to the company as a body corporate. The director is not personally liable and no personal guarantee is taken.
How much can my company borrow?
Between £50 and £500 on a single short-term loan, over a term of 14 to 84 days, with weekly or fortnightly repayments.
What does it cost?
The total cost of credit is capped at 100% of the amount borrowed — you will never repay more than double on a single loan. Settle early any time; an early-settlement charge may apply.
Who can apply?
Small, director-led UK limited companies (Ltd, LLP, PLC) trading at least six months, with a sole director applying on the company's behalf. Subject to status, affordability and business credit checks.
How fast is the money?
The application takes about five minutes. Once a person has reviewed and approved it, funds usually reach your company account the same day — often within hours.
Does a missed payment in the past rule us out?
Not on its own. We do not refuse credit based solely on past events — we look at how your business trades today and its ability to repay now.
Newsroom & support
Fresh writing and practical help
Latest from the Newsroom
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Summer cashflow planning for UK limited companies — a practical guide for Q3
June to August is the tightest quarter for many UK companies — slow-paying clients, payroll on holiday rota, and a corporation tax bill if your year-end fell in March. Here is how to plan through it.
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Introducing Credicorp Slice: a new business finance product for UK companies
Credicorp Slice is our new BNPL-style product for UK limited companies. It splits a one-off business bill into three or four manageable instalments and pays your supplier in full today.
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Business loan with no director guarantee: what it means in practice
Credicorp's business loan carries no personal guarantee and no director liability. Every loan is to the limited company. Here is what that means day to day.
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May 2026 site upgrade: typography, sticky navigation and more
A second pass on the Credicorp website refines the typography, makes the primary navigation stick to the top of the page on scroll, and adds eleven more articles across Support and Newsroom.
Recent Support Articles
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When is my business loan payment due in the UK?
Your UK business loan payment due dates are listed in your Business Loan Agreement and on every statement. If a due date falls on a weekend or bank holiday, payment is expected on or before that date.
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How do I check whether a payment has reached you?
Card payments are usually visible the same working day. If a payment is missing after three working days, request a statement of account or contact us with the date, amount and reference.
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Can I overpay my business loan in the UK?
Yes — you can overpay a UK business loan at any time. Making a one-off overpayment or paying more than your scheduled amount reduces the interest you pay and can shorten the loan.
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What happens if my Direct Debit fails on a UK business loan?
A failed Direct Debit on a UK business loan is treated as a missed payment. Contact us early to arrange a replacement and prevent fees or an impact on your company credit file.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.
Credicorp Limited, registered in England & Wales (No. 16093826). Lending to UK incorporated bodies corporate, outside FCA consumer-credit regulation (Articles 60B and 60L, FSMA RAO 2001). Subject to status, affordability and business credit checks.