Maist popular
Business Loans
A single lump sum, peyed back ower a fixed short term.
- £50–£500 over 14–84 days
- Weekly or fortnichtly repeyments
- Cost capped at 100% of principal
- Registered in England & Wales · No. 16093826
- Direct lender — we lend oor ain siller
- AI deceision + real underwriter on ilka application
- Exempt business lender · No FCA consumer reg
£50–£500
Lendin amoont
14–84
Days tae pey back
5 min
Tae pit in
Same day
Fundin on approval
Whit we offer
Three weys tae fund yer company
Wale the shape o fundin that fits hou yer business actually trades. Ilka product is body-corporate lendin wi nae personal guarantee.
Revolvin
Credicorp Flex
A rinnin credit facility ye draw frae as ye need it.
- Draw, repey, draw again
- Anely pey for whit ye uise
- Ideal for unsiccar cashflow
Pey in instalments
Credicorp Slice
Sinder a business purchase intae clear, scheduled slices.
- Spreid the cost o a purchase
- Fixed, transpaurent instalments
- Nae surpreises, nae compoondin
Semple, bi design
Frae application tae fundit in fower steps
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1
Pit in in 5 meinits
Tell us aboot yer company an hou muckle ye need. Nae paperwark, nae brainch veisit — dae it frae yer phone.
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2
AI deceesion in minutes
Oor AI analyses yer company in real time. A real underwriter syne confirms — no juist a black-box score.
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3
See yer terms
Clear, fixed pricing with the total cost shown up front. Cost capped at 100% of what you borrow. No surprises.
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4
Funded the same day
On approval, the siller lands in yer company accoont — maistly within oors o signin.
Whit wey Credicorp
Lendin biggit aroon yer company, no agin ye
Nae personal guarantee
We lend tae the company. Yer hame an personal assets are niver on the line.
A real human deceesion
Ilka application is reviewed bi a body that looks at the hale picture.
Same-day fundin
Approved applications are maistly funded within oors, straucht tae yer accoont.
Cost cappit at 100%
Ye'll niver pey back mair nor twa-fauld whit ye borraed on a single loan.
Pey early, pey less
Ye anely pey for the days ye haud the siller, sae settlin early cuts yer interest. An early-settlement chairge micht apply.
Saicont chances coont
A bygane blip disna rule ye oot. We look at hou yer business trades nou.
See the exact cost afore ye pit in
Shift twa sliders — amount an term — an the calculator shaws yer hale repayment an ilka instalment. Nae sign-up, nae credit check, nae surprises.
Representative: borrow £200 for 30 days, repay £220. An early-settlement charge may apply.
£50
£500
14 days
84 days
- Ye borrae —
- Cost of borrowing —
- Hale repeyment —
- Ilka week payment
- —
- Representative APR
- —
Tairm
—
Set-up fee
—
Interest chairge
—
Total cost has been capped at 100% of the amount borrowed.
Repeyment schedule
| Peyment | Awin | Amoont |
|---|
The dates are illustrative, coontit frae the day.
£50
£500
£0
Fou limit
1 day
90 days
Interest accrues only on the drawn balance, charged daily. The minimum repayment per 14-day cycle is the greater of 10% of the drawn balance or £20. Paying only the minimum holds the drawing longer and produces a higher APR; the per-drawing 100% cap still binds.
- Amoont drawn —
- Cost of borrowing —
- Total for this drawin —
- Minimum repeyment
- —
- Representative APR (pay in full)
- —%
Credit leemit
—
Drawin period
— days
Set-up fee
—
Cycles tae clear at the minimum
—
| Pey in fou | Pey juist minimum | |
|---|---|---|
| Representative APR | —% | —% |
| Hale interest | — | — |
| Total peyed back | — | — |
| Repeyment periods | 1 payment | — |
Pay-in-full assumes a single drawing held for the days above and repaid in one bullet — the cheapest way to use the facility in £ terms. Pay-only-the-minimum simulates actual amortisation if you only pay the £-or-percent minimum each cycle until the drawing is cleared or the 100% per-drawing cap binds. Note: the pay-minimum APR may look lower than the pay-in-full APR because the cost is spread over many more days — but the total £ cost is materially higher. APR is a comparison rate; the £ total is what your company actually pays.
Cost for this drawing has been capped at 100% of the amount drawn.
Repeyment schedule (waled pattern)
| Peyment | Awin | Amoont |
|---|
The dates are illustrative, coontit frae the day.
£50
£2,000
- Ye borrae —
- Fixed fee (6%) —
- Hale —
- Per peyment (— peyments)
- —
- Representative APR
- —
The flat fee has been capped at 100% of the purchase amount.
Peyment schedule
| Peyment | Awin | Amoont |
|---|
The dates are illustrative, coontit frae the day.
Quick check
How much do you have spare each month?
Drag the sliders to roughly match your monthly money in and money out. We’ll show what’s left over. It’s a guide to help you think it through — not a quote or a lending decision, and nothing you enter leaves your browser.
Roughly left over each month
—
Want to go deeper? Try the budgeting tool or see the exact cost of borrowing in the loan calculator.
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Pairt o the CM Beyer group
A weel-stelt UK business lender, group-backit
Credicorp Limited is part of the CM Beyer group, alongside its Australian sister company, Credicorp Pty Limited. It runs a multi-product short-term lending platform — the Business Loan, Credicorp Flex and Credicorp Slice — for UK limited companies, lending to your company, not to you personally, outside FCA consumer-credit regulation (FSMA RAO Articles 60B and 60L).
We are a direct lender that funds business credit with our own money, with applications assessed by our proprietary behavioural-AI decisioning engine and a real person reviewing every one. That is working capital, fast, without directors putting their house on the line.
Not to be confused with the ASX-listed Credit Corp Group or the Peruvian Credicorp financial corporation — Credicorp Limited is a UK business lender registered in England and Wales, part of the CM Beyer group.
Compare whit we dae
Compare whit we daeDae I hae tae gie a personal guarantee?
Naw. We lend tae the company as a body corporate. The director isna personally liable an nae personal guarantee is taen.
Hou muckle can ma company borrae?
Atween £50 an £500 on a single short-term loan, ower a term o 14 tae 84 days, wi weekly or fortnichtly repeyments.
Whit dis it cost?
The haill cost o credit is cappit at 100% o the amoont borraed — ye'll niver repey mair nor twa-fauld on a single loan. Settle early ony time; an early-settlement chairge micht apply.
Wha can pit in?
Smaw, director-led UK limited companies (Ltd, LLP, PLC) tradin at least sax month, wi a sole director pittin in on the company's behauf. Subjeck tae status, affordabilitie an business credit checks.
Hou fast is the siller?
The application taks aboot five meinits. Aince a body haes luikit ower an approved it, funds maistly raik yer company accoont the same day — aften within oors.
Dis a missed peyment in the bygane rule us oot?
No on its ain. We dinna refuse credit based anely on bygane events — we look at hou yer business trades the day an its abilitie tae pey back nou.
Newisroom an help
Fresh writin an practical help
Latest frae the Newisroom
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Summer cashflow planning for UK limited companies — a practical guide for Q3
June to August is the tightest quarter for many UK companies — slow-paying clients, payroll on holiday rota, and a corporation tax bill if your year-end fell in March. Here is how to plan through it.
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Introducing Credicorp Slice: a new business finance product for UK companies
Credicorp Slice is our new BNPL-style product for UK limited companies. It splits a one-off business bill into three or four manageable instalments and pays your supplier in full today.
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Business loan with no director guarantee: what it means in practice
Credicorp's business loan carries no personal guarantee and no director liability. Every loan is to the limited company. Here is what that means day to day.
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May 2026 site upgrade: typography, sticky navigation and more
A second pass on the Credicorp website refines the typography, makes the primary navigation stick to the top of the page on scroll, and adds eleven more articles across Support and Newsroom.
Recent Help Airticles
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When is my business loan payment due in the UK?
Your UK business loan payment due dates are listed in your Business Loan Agreement and on every statement. If a due date falls on a weekend or bank holiday, payment is expected on or before that date.
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How do I check whether a payment has reached you?
Card payments are usually visible the same working day. If a payment is missing after three working days, request a statement of account or contact us with the date, amount and reference.
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Can I overpay my business loan in the UK?
Yes — you can overpay a UK business loan at any time. Making a one-off overpayment or paying more than your scheduled amount reduces the interest you pay and can shorten the loan.
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What happens if my Direct Debit fails on a UK business loan?
A failed Direct Debit on a UK business loan is treated as a missed payment. Contact us early to arrange a replacement and prevent fees or an impact on your company credit file.
Ready whan yer company is
A 5-meinit application. AI deceision in meinits, confirmed bi a real underwriter. Same-day fundin on approval. Nae personal guarantee.
Credicorp Limited, registered in England & Wales (No. 16093826). Lending to UK incorporated bodies corporate, outside FCA consumer-credit regulation (Articles 60B and 60L, FSMA RAO 2001). Subject to status, affordability and business credit checks.