Working Capital Finance for Growing SMEs
Exempt business credit for UK limited companies. Bridge cash flow, fund payroll, seize inventory deals, and scale your operations—lending under Article 60B (FS…
Business finance insights
Practical guidance on commercial lending, cash flow and funding for UK limited companies and LLPs, from Credicorp — an exempt business lender.
19 insights
Autumn Stock‑Up Finance — Working Capital for the Golden Quarter
Secure inventory for peak season without draining your operating reserves. Apply in 10 minutes; approval typically within 2–3 business days.
Fast business funding decisions for UK limited companies
Most eligible applicants get a credit decision in minutes; others within 1–2 business days. Automated underwriting for exempt business lending—no personal guar…
Asset & Equipment Finance for UK Businesses
Exempt asset finance built for UK incorporated businesses—companies and LLPs only. Credicorp provides tailored lending for equipment, vehicles, and commercial …
Managing seasonal cash flow for a UK business
A practical guide for UK limited companies and LLPs on smoothing the peaks and troughs of seasonal trading — and how exempt business finance can bridge a predi…
LLP borrowing: what limited liability partnerships should know
A practical guide to how a UK limited liability partnership raises finance — how lending decisions are made against the LLP rather than its members, and where …
Speed to decision: how fast commercial funding really moves
“Fast” means different things to different lenders. Here is an honest, stage‑by‑stage look at how quickly commercial funding for a UK limited company or LLP ac…
Preparing management accounts a commercial lender will trust
Clean, current management accounts are the single fastest way to move a business finance application forward. This guide explains what a commercial lender expe…
Director loans vs company borrowing: the trade-offs
When a limited company needs cash, the money can come from a director's own pocket or from an external lender. This guide compares the two routes — director's …
Debt-service coverage ratio (DSCR): what commercial lenders look for
The debt-service coverage ratio is one of the first numbers a commercial lender checks. This guide explains how DSCR is calculated, why it matters, and what a …
Short-term finance for a VAT bill
Bridge a quarterly VAT payment without draining your working capital. Credicorp provides exempt, short-term business finance to UK limited companies and LLPs —…
Why trading history beats a credit score in commercial lending
Credicorp is an exempt business lender to UK limited companies and LLPs. When we assess a facility we read your company's trading history — turnover, cash flow…
Bridging finance for companies: short-term commercial funding
Fast, short-term commercial bridging finance from Credicorp, an exempt business lender operating outside FCA consumer-credit regulation. We fund UK limited com…
How exempt business lending works (Article 60B & 60L)
Credicorp is an exempt business lender: we lend only to UK limited companies and LLPs, outside FCA consumer‑credit regulation. Here is what “exempt” actually m…
Refinancing existing business debt: when it makes sense
Refinancing can lower your monthly cost, free up cash flow, and consolidate several facilities into one. But it only pays off when the new terms genuinely beat…
Invoice finance vs a business loan — which fits a growing UK company
Two of the most common ways UK limited companies and LLPs fund growth are invoice finance and a term business loan. This guide explains how each works, where t…
Summer cashflow finance for UK limited companies
Exempt, no-personal-guarantee business lending to bridge your summer trading peak. Secure working capital for stock, seasonal staff and supplier terms — decisi…
Is business debt consolidation right for you? Cut payments 20–40% but avoid the traps
Consolidating business debts can slash monthly payments and simplify cash flow, but only if you avoid the hidden traps of extended terms and prepayment penalti…
Choosing the right business loan for your UK company
Exempt business loans for UK limited companies and LLPs only. Loans from £10,000 to £250,000, with no personal guarantee required. From application to decision…