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Credicorp passes an early lending milestone
We have now supported more than 1,000 UK companies since we began lending. A moment to say thank you, and to restate how we try to lend responsibly.
Business finance news & insights
130 articles
Why we lend to companies, not directors — and what it means for you
Credicorp's borrowers are limited companies and LLPs, not the people who run them. This article explains the practical consequences for the director who signs.
Worried about money? Please talk to us early
If you think you may miss a payment, the most important thing you can do is tell us before it happens. Here is what help is available.
Why I started Credicorp
Our founder on the idea behind Credicorp: understand the business first, look beyond credit history, and lend to the company rather than the person.
Supplier deposit finance UK: why early payment often beats waiting
UK supplier deposit finance helps businesses place orders without tying up working capital. When a supplier discount or supply-chain risk outweighs the finance cost, financing the deposit makes commercial sense.
100% cost cap on a UK business loan: what it means and how it protects you
Credicorp applies a voluntary 100% cost cap on every UK business loan: you will never repay more than double what you borrowed, however long the loan runs. Here is how it works.
Consumer Duty one year on UK: what it changed for consumer lenders
The FCA's Consumer Duty has reshaped how consumer-credit firms treat customers. It governs consumer credit, not our business lending — here is the distinction.
Restocking finance UK: getting stock in before payday
Retail and stock-led businesses live on a payday-and-restock cycle. When the restock falls before payday, short-term finance is the difference between a busy week and a missed week.
How a Leeds café bridged a seasonal gap
An anonymised look at how a limited-company café in Leeds used a small, short-term loan to get through a quiet stretch before its busy season, then repaid it.
Looking beyond the company's credit history: a UK lender's approach
Looking beyond credit history UK — a past missed payment does not have to define a company. We explain why we assess how a business is trading today, not just what happened years ago.
FCA perimeter for business lending UK: what it means for limited companies borrowing
Understanding the FCA perimeter for business lending in the UK: why a limited company borrower sits outside consumer-credit regulation, and what protections do and don't apply.
VAT bill finance UK: bridging a VAT bill as a business owner
VAT bills don't fit cashflow well — they arrive in lumps every quarter (or month). When a bill lands at the wrong moment, here is what HMRC will and won't do, and where short-term finance fits.
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