The regulatory year ahead: what we are watching in 2026
A forward look at the regulatory themes we are tracking in 2026 across financial conduct, data protection and business standards.
How rules and guidance affect business lending, and where Credicorp sits within them. Lending to a body corporate for business purposes is exempt from FCA consumer-credit regulation under Article 60B FSMA RAO 2001, which also means it is not covered by the Financial Ombudsman Service or the FSCS — we explain what that means for you here.
8 articles
A forward look at the regulatory themes we are tracking in 2026 across financial conduct, data protection and business standards.
What the Modern Slavery Act 2015 transparency duty requires, who it applies to, and why we publish a voluntary statement even though we are below the threshold.
What UK GDPR Article 22 says about decisions made solely by automated means, and the human-review route we offer on declines.
A plain-English guide to the FSMA Regulated Activities Order (RAO), Article 60B and Article 60L, and why a company borrower sits outside UK consumer-credit regulation.
What PECR is, how cookie consent works, and why a marketing opt-in must be a clear, unticked choice rather than a pre-filled box.
A plain-English refresher on UK GDPR and the Data Protection Act 2018: your rights to access, correct and erase your personal data.
CONC rules explained: the FCA's Consumer Credit sourcebook governs consumer and credit products for individuals. Here is what it covers and why it does not govern lending to a UK limited company.
Understanding the FCA perimeter for business lending in the UK: why a limited company borrower sits outside consumer-credit regulation, and what protections do and don't apply.
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