Our approach to lending fairly: how we assess affordability, why we lend to the company rather than taking a personal guarantee from its director, and how we support customers who run into difficulty. Responsible lending is something we choose and maintain ourselves, and these articles set out how.
17 articles
Vulnerability in business finance is not a stigma — it covers any circumstances that change how a lender should communicate with you. Here is how Credicorp handles it and what to do if it applies.
Credicorp's borrowers are limited companies and LLPs, not the people who run them. This article explains the practical consequences for the director who signs.
Credicorp applies a voluntary 100% cost cap on every UK business loan: you will never repay more than double what you borrowed, however long the loan runs. Here is how it works.
Looking beyond credit history UK — a past missed payment does not have to define a company. We explain why we assess how a business is trading today, not just what happened years ago.
As we begin trading, we set out the principles behind our responsible UK business lending — and our promise to treat every business fairly and on its own merits.
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